SHE FINANCES FREEDOM
Protect Your Life. Build Wealth.
Leave a Legacy.
Life Insurance is more than protection...
it's a powerful, tax advantage, strategy
to secure your finances today & for the future
SHE FINANCES FREEDOM
Protect Your Life. Build Wealth.
Leave a Legacy.
Life Insurance is more than protection...
it's a powerful, tax advantage, strategy
to secure your finances today & for the future
Life insurance isn't just about what happens someday, it's about what you can build today.
With options like Indexed Universal Life (IUL) and annuities, you can grow tax-advantaged wealth, safeguard your future, and create lasting financial security for your loved ones.
Whether you're planning for retirement, building generational wealth, or simply securing peace of mind, our life insurance solutions are designed to fit your real life and your long-term vision.
Who Needs Life Insurance?
Anyone who wants to safeguard their future and create lasting financial security for their loved ones needs life insurance. Whether you're planning for retirement, building generational wealth, or simply seeking peace of mind.
Are building a legacy and want to grow tax-advantaged wealth with an IUL (Indexed Universal Life Insurance)
Want guaranteed income for retirement and long-term peace of mind through Annuities
Recently purchased a home or refinanced and need Mortgage Protection to safeguard their family's future
Are in their 20s–40s and want affordable, high-coverage protection through Term Life Insurance
Want to make sure their loved ones aren’t burdened by funeral costs and final bills with Final Expense coverage
Who Needs Life Insurance?
Anyone who wants to safeguard their future and create lasting financial security for their loved ones needs life insurance. Whether you're planning for retirement, building generational wealth, or simply seeking peace of mind.
Are building a legacy and want to grow tax-advantaged wealth with an IUL (Indexed Universal Life Insurance)
Want guaranteed income for retirement and long-term peace of mind through Annuities
Recently purchased a home or refinanced and need Mortgage Protection to safeguard their family's future
Are in their 20s–40s and want affordable, high-coverage protection through Term Life Insurance
Want to make sure their loved ones aren’t burdened by funeral costs and final bills with Final Expense coverage
Which Life Insurance is right for me...
1. Indexed Universal Life (IUL)
For Ambitious Professionals & Entrepreneurs
Ages 30–50 | Professionals | Business owners | Parents | High-income earners
Want tax-advantaged, long-term wealth building
Need flexible premium payments and death benefit options.
Desire a living benefit for retirement income, college planning, or emergencies.
2. Annuities
For Pre-Retirees & Retirees Who Want Guaranteed Income
Ages 50+ | Empty nesters | Retirees | Risk-averse investors
Want predictable, lifetime income you can’t outlive
Seek stability amid market uncertainty
Need a safe, steady retirement payout
3. Mortgage Protection Insurance
For Homeowners with families
Ages 25–55 | Homeowners | Parents | Couples with a mortgage
Ensures your family doesn’t lose the house if something happens to you
Pays off mortgage balance so loved ones aren’t burdened
1. Indexed Universal Life (IUL)
For Ambitious Professionals & Entrepreneurs
Ages 30–50 | Professionals | Business owners | Parents | High-income earners
Want tax-advantaged, long-term wealth building
Need flexible premium payments and death benefit options.
Desire a living benefit for retirement income, college planning, or emergencies.
2. Annuities
For Pre-Retirees & Retirees Who Want Guaranteed Income
Ages 50+ | Empty nesters | Retirees | Risk-averse investors
Want predictable, lifetime income you can’t outlive
Seek stability amid market uncertainty
Need a safe, steady retirement payout
3. Mortgage Protection Insurance
For Homeowners with families
Ages 25–55 | Homeowners | Parents | Couples with a mortgage
Ensures your family doesn’t lose the house if something happens to you
Pays off mortgage balance so loved ones aren’t burdened
4. Term Life Insurance
For Budget-Conscious Families & Young Adults
Ages 20–45 | Young families | New parents | Single-income households
Affordable coverage for a fixed period (10, 20, 30 years)
Protects income and provides for children if you pass prematurely.
5. Final Expense Insurance
For Seniors & Legacy-Minded Families
Ages 50–85 | Seniors | Adult children caring for aging parents
Covers funeral costs, medical bills, and end-of-life expenses.
Eases financial burden on loved ones during emotional times.
4. Term Life Insurance
For Budget-Conscious Families & Young Adults
Ages 20–45 | Young families | New parents | Single-income households
Affordable coverage for a fixed period (10, 20, 30 years)
Protects income and provides for children if you pass prematurely.
5. Final Expense Insurance
For Seniors & Legacy-Minded Families
Ages 50–85 | Seniors | Adult children caring for aging parents
Covers funeral costs, medical bills, and end-of-life expenses.
Eases financial burden on loved ones during emotional times.
Start building your legacy today.
What is She Finances Freedom?
It’s more than a virtual life insurance agency, it’s a movement to help women take control of their financial futures with confidence, clarity, and community.
At She Finances Freedom, we:
1. Empower Women With Financial Knowledge – Because you deserve to know the same strategies millionaires use.
2. Protect What Matters Most – From life insurance to final expenses, we help you safeguard your family’s future.
3. Build Generational Wealth – With smart, accessible tools like IULs and annuities that work for YOU.
4. Create Freedom & Flexibility – Whether it’s funding college, buying your dream home, or retiring in peace.
If you’ve ever felt overwhelmed by money talk, unprepared for life’s curveballs, or stuck in survival mode, I see you. I’ve been you.
Let’s flip the script together.
What is She Finances Freedom?
It’s more than a virtual life insurance agency, it’s a movement to help women take control of their financial futures with confidence, clarity, and community.
At She Finances Freedom, we:
1. Empower Women With Financial Knowledge – Because you deserve to know the same strategies millionaires use.
2. Protect What Matters Most – From life insurance to final expenses, we help you safeguard your family’s future.
3. Build Generational Wealth – With smart, accessible tools like IULs and annuities that work for YOU.
4. Create Freedom & Flexibility – Whether it’s funding college, buying your dream home, or retiring in peace.
If you’ve ever felt overwhelmed by money talk, unprepared for life’s curveballs, or stuck in survival mode, I see you. I’ve been you.
Let’s flip the script together.
More Than Carpool & Chaos.
Ever scroll your feed and think, “There’s gotta be more than this?”
Between the chaos of school days, sick days, and summer breaks—it’s a lot. I get it.
That’s why I started She Finances Freedom—to help women like you earn real income on your own terms, without sacrificing time, motherhood, or meaning.
No license? No problem. We’ll help you get started.
1. Work from anywhere
2. Flexible hours
3. Low start-up cost
4. Mentorship & Community
5. Side hustle or career pivot, your choice
More Than Carpool & Chaos.
Ever scroll your feed and think, “There’s gotta be more than this?”
Between the chaos of school days, sick days, and summer breaks—it’s a lot. I get it.
That’s why I started She Finances Freedom—to help women like you earn real income on your own terms, without sacrificing time, motherhood, or meaning.
No license? No problem. We’ll help you get started.
1. Work from anywhere
2. Flexible hours
3. Low start-up cost
4. Mentorship & Community
5. Side hustle or career pivot, your choice
Frequently Asked Questions
1. What is life insurance, and how does it work?
Life insurance is a contract between you and an insurance company. In exchange for regular premium payments, the insurer provides a tax-free payout (called a death benefit) to your beneficiaries when you pass away. It helps protect your loved ones financially.
2. Do I really need life insurance?
If you have children, a partner, aging parents, debt, or anyone who depends on your income—yes. Life insurance helps ensure your loved ones aren’t burdened with financial hardship after you're gone.
3. What’s the difference between term and permanent life insurance?
Term life provides coverage for a set number of years (like 10, 20, or 30 years) and is generally more affordable.
Permanent life (like whole life or IUL) lasts your entire life and can build cash value over time.
4. How much life insurance do I need?
A good rule of thumb is 10–15 times your annual income. But it depends on your debt, income, future goals (like college), and lifestyle. A personalized needs analysis helps find the right number.
5. Is life insurance expensive?
Not necessarily. Term life insurance is surprisingly affordable, especially if you’re young and healthy. Permanent policies cost more but offer lifelong benefits and tax-advantaged savings.
6. What’s an IUL, and how does it help with wealth building?
An Indexed Universal Life (IUL) policy is a type of permanent life insurance that offers flexible premiums and can grow cash value based on stock market performance (without risking your principal). It can be used for retirement income, college planning, or emergency funds—tax-advantaged.
7. Can I get life insurance if I have health issues?
Yes, many companies offer coverage even with pre-existing conditions. The earlier you apply, the better your chances of locking in affordable rates.
8. What happens if I outlive my term life policy?
If your term ends and you’re still alive, the policy simply expires—no payout is made. However, some policies offer conversion to permanent life, or return-of-premium features (ask about these!).
9. Is life insurance only for parents or married people?
Nope. Single adults, business owners, caregivers, or anyone with financial responsibilities can benefit. Life insurance protects more than just families—it protects legacies.
10. How do I get started?
It starts with a free consultation. We’ll review your goals, budget, and needs—then walk you through your options step-by-step. No pressure, just clarity.
11. Do children need life insurance?
Yes, for several reasons. Child life insurance can lock in lifetime coverage at the lowest possible rates, regardless of future health. It can also build cash value over time to help fund college, a first home, or other future milestones. It’s an investment in their future security—and your peace of mind.
